Merit Administration
Mechanical Breakdown Insurance

Mechanical Breakdown Insurance

Mechanical Breakdown Insurance

Every step of the way, there are coverage alternatives, perks, and security.

The sample coverage provided may not be identical to the policy purchased at the time of purchase. Service Contract coverage varies depending on the service contract purchased, optional coverage choices, purchase state, purchasing location, and seller agreement.

VEHICLES WITH UP TO 120,000 MILES AT THE TIME OF SALE ARE COVERED.

ELITEELITEELITEELITE
ELITEELITEELITEELITE
ELITEELITEELITEELITE
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
PLATINUM
View Coverage DetailsView Coverage DetailsView Coverage DetailsView Coverage Details

Benefits of Optional Coverage

We realize that one size does not fit all, and Mechanical Breakdown Insurance is no exception. We put you in control by providing coverage choices that match your needs and budget. The optional coverage benefits are not subject to your Deductible.

Benefit of travel interruption coverage
Show More
    Motel and restaurant expenses are covered by your Mechanical Breakdown Insurance:
  • As soon as the repair estimate is received and coverage is determined
  • If your car breaks down more than 100 miles from home and you have to stay at a repair facility overnight due to an approved mechanical breakdown or failure,
  • To get reimbursed, you must have an authorized and coverable claim.
    We will pay you up to $100 each day for receipted hotel and restaurant costs for a maximum of three days (a total benefit of $300 per occurrence).
    Roadside help is available 24 hours a day, 7 days a week.
    Show More

    • Wrecker and Towing Service
    • Changing a Flat Tire in an Emergency Service of Gas Delivery
    • Service for Jump Starting Batteries
    • Service for Lockouts

    • Roadside Protect, Inc. is in charge of administering roadside assistance benefits. The American Traveler Motor Club, Inc., is the driving force behind Roadside Protect, Inc. in Alaska and California. Services may not be accessible in all states, and they may differ from one state to the next. Specific coverage restrictions and conditions can be found in your contract.
      advantage of alternative transportation coverage
      Show More

        In the occasion of a covered breakdown covered by the policy, we would then pay on your behalf or pay back you for receipted expenses to rent a replacement from a licensed rental agency or for alternate public transit while the vehicle is at a licensed Repair Facility, as long as the terms and provisions of the Policy are followed. You will be covered on the following terms:
      • We will pay the real expenditures, up to $50 per day for 8 work hours, or a portion thereof, flat rate labor time from a nationally recognized labor manual, for the labor time permitted to perform the repair, up to $250 each visit.
      • For part(s) delays and/or company-requested vehicle inspections, a maximum of four additional days of rental coverage is offered. Other delays that are beyond the repair facility’s or our control are not covered.
      • To get reimbursed, you must have an authorized and coverable claim.

        questions

        QUESTIONS & ANSWERS

        Got Questions? We’ve got answers for all your needs

        TRANSFER APPLICATION

        100% Transferable. Transferring your service contract increases your vehicle’s resale value

        REPORT A CLAIM ONLINE

        Customers and repair facilities can file claims online or over the phone

        SEND CLAIM DOCUMENTS

        Upload documents, records and images to our customer support and claims department